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Personal Banking

Explore our personal checking, personal savings, and retirement account options.

We take personal banking personally.

Whether you're looking for checking or savings options, our personal banking services are secure, convenient, and reliable. Learn more below. Ready to get started? 

Contact Us Today

Personal Checking Products

  • Personal Checking
    Access free online banking, unlimited check writing, and more.
  • Personal Interest Checking
    Contact us today to learn more about current interest rates.
  • Personal Checking Plus
    Enjoy no daily balance requirement, eStatements, direct deposit, and more.
  • Senior Checking
    Available for customers 55 years of age or older.
  • Student Checking
    A banking solution for full-time students up to 24 years of age.

Personal Savings Products

  • Personal Money Market
    Interest rate tiers based on account balance.
  • Personal Savings Account
    It's never the wrong time to start saving!
  • Personal Christmas Club Savings
    Contact us today to learn more about current interest rates. 

Certificates of Deposits and IRAs

  • Certificates of Deposit (CD)
    Contact us today for current CD interest rates.
  • Individual Retirement Accounts (Traditional)
    Contact us today for current IRA interest rates.

Other Personal Banking Products

  • Personal Credit Cards
    Explore our range of personal credit cards that offer flexible purchasing power, are enabled for touch-free payments, and give you access to rewards on all qualifying purchases.
    Learn More

Our Locations

  • clifton forge location

    Clifton Forge

    1501 Main Street Clifton Forge, VA 24422
    540-862-2265 540-862-4858
  • covington location

    Covington

    307 Thacker Avenue, Covington, VA 24426
    540-962-2265 540-962-1203
  • hot springs location

    Hot Springs

    9008 Sam Snead Highway, Hot Springs, VA 24445
    540-839-3568 540-839-3113

Explore More Products and Services

Learn more about our financial products and services designed to make quality banking easy.

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